Easy Ways To Pay

However you want to pay for your new van, we’ve got an option to suit you. Don’t forget - if you need a little help, one of our friendly van experts will always be on hand provide one-to-one advice, or answer any questions you might have.

Outright Purchase

This is the option most of our customers choose. Paying for your van up-front means it becomes an outright company asset, which means you don’t have to make any ongoing payments. As long as you consider depreciation and ongoing maintenance, this option tends to make it easier to budget accurately over a longer period, since your finance costs won’t change. Owning your van means you can offset capital allowances and running costs against tax, too.

Hire Purchase

A great way of manageably financing the purchase of a van. At the end of the hire period, the van becomes yours.

  • Typically All VAT + Road Tax + 1st registration fee as a deposit
  • Your choice of repayment period from 24 to 60 months
  • VAT deposit reclaimable (for VAT registered customers)
  • Interest charges can be offset against your taxable profits
  • The vehicle is an asset, and as such you can claim depreciation against your profits
  • You own the vehicle at the end of the term

Finance Lease

Ideal for flexible working conditions, or where permanent ownership of the van isn’t required.

  • Typically 3 x monthly payments + the VAT on the payments as deposit
  • Repayment period of between 24 and 60 months
  • Monthly payments are subject to VAT
  • VAT is reclaimable if VAT registered (tax deductible if not VAT registered)
  • No mileage restrictions or condition penalties apply
  • Monthly payments are 100% deductible against taxable profits
  • You can reduce your monthly payments with a deferred or 'final balloon' payment (which is based on the resale value of the van) at the end of the term, aiding cash flow
  • You retain typically 95% of the resale or trade-in value of the van at the end of the term

Contract Hire

This is our straightforward van hire service, which gives you access to a van for a set period - ideal if you only temporarily need it for a specific job or time.

  • Typically 3 x monthly payments + the VAT on the payments as deposit
  • Repayment period of between 24 and 60 months
  • Monthly payments are subject to VAT
  • VAT is reclaimable if VAT registered (tax deductible if not VAT registered)
  • Monthly payments are 100% deductible against taxable profits
  • Fixed maintenance package to include services, repairs, and tyres, dependent on contract type
  • At the end of the contract, simply hand the vehicle back
  • The vehicle is subject to an inspection, where any reconditioning costs are charged to the customer
  • The contract is mileage sensitive and there are charges for excessive mileage
Get A Finance Quotation
A range of flexible finance packages to suit your needs

Finance Frequently Asked Questions

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  • Complaints Handling Procedure
  • If You Have A Complaint